Cost Over 3 Years

£684

Annual Average

£228

Excess

£60

Boiler Service

Yes

Cost Over 3 Years

£792

Annual Average

£264

Excess

£60

Boiler Service

Yes

Cost Over 3 Years

£810

Annual Average

£270

Excess

£60

Boiler Service

Yes

Cost Over 3 Years

£936

Annual Average

£312

Excess

£60

Boiler Service

Yes

Cost Over 3 Years

£1,386.24

Annual Average

£462.08

Excess

£60

Boiler Service

Yes

Get a Home Emergency Cover quote today

It's there to give you peace of mind and financial assistance when things like your boiler, central heating, plumbing and/or drainage go wrong.

Home Emergency insurance typically covers you for anything that, if not dealt with quickly would:

• Render the home unsafe or insecure
• Damage or cause further damage to your home
• Cause personal risk to you
• Cause a health and safety risk to others

These plans will typically cover you for your boiler/central heating system, blocked drains and allow you to add cover for things such as electrical faults, security, pest infestations and roof damage.

With Home Emergency Assist, you can also add cover for non-emergencies too (the Premium Plan), which insures you against any sudden or unforeseen events that result in your system no longer working or operating correctly. Non-emergencies would include repairing dripping taps, replacing leaking pipes and thermostats/temperature timings.

Boiler & Heating Cover

When your boiler & central Heating fail, leaving you with no heating/hot water. Cover gas, oil or LPG boilers under 15 years old.

Plumbing & Drainage Cover

When your plumbing & drainage fail and internal flooding or water damage is likely. Includes blocked toilets and drains.

Electrics Cover

When you have electrical failure of at least one complete circuit, which can't be resolved by resetting the fuse box.

Security Cover

When you have damage to, or failure of an external lock, door or window which renders your home unsafe/insecure.

Gas Supply Pipe Cover

Repair/replacement of any damaged sections of the gas supply pipe and turning your gas supply back on.

Roofing Cover

Assistance when you have missing, broken or loose tiles causing internal water damage to your home.

Pests Cover

Following an infestation of rats, mice, wasps or hornets in your home and/or buildings attached to your home.

Overnight Accommodation

Hotel accommodation where it has not been possible to resolve an emergency following an accepted claim.

Although it's not a legal requirement, it's worth considering the potential cost of dealing with home emergencies and having to source your own engineer in the event of a break down.

If you're a tenant rather than a homeowner, it's your landlord's responsibility to look out for you if there is a home emergency.

These policies won't cover general wear and tear so it's important to keep your boiler and central heating systems well maintained along with your plumbing and drains.

Home Emergency Cover also generally won't cover:

• Boilers over 15 years old
• Routine maintenance
• Unoccupied properties
• Work required after the immediate repair (this may be covered by your buildings or contents insurance depending on what's been damaged)

Number of claims/call outs: there may be a limit to the number of call outs and claims you can make during the course of your policy. Some policies will also have a cooling-off period, during which time you won't be able to claim.

Cover limit: most insurers put a price cap on each claim, so you'll need to make sure that you have enough to cover call-out fees, parts and labour costs.

Get a Home Emergency Cover quote today